/* ============================================================
   STYLE.CSS — Landing Page Mandataire AXA
   Design System : AXA Brand Guidelines
   Fond blanc · Bleu #00008F · Rouge #FF1721 (parcimonie)
   Mobile-first · Accessibilité seniors
   ============================================================ */

/* ── RESET & BASE ─────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  /* Couleurs AXA officielles */
  --blue:        #00008F;
  --blue-dark:   #000070;
  --blue-mid:    #0000BF;
  --blue-pale:   #E8EEFF;       /* fond très léger pour sections alternées */
  --blue-dim:    rgba(0,0,143,0.08);
  --red:         #FF1721;       /* utilisé uniquement pour accents de marque */
  --red-dim:     rgba(255,23,33,0.10);

  /* Typographie */
  --text:        #1A1A3E;       /* quasi-noir bleuté — corps de texte */
  --text-muted:  #4A5878;       /* gris-bleu pour textes secondaires */
  --text-light:  #FFFFFF;

  /* Surfaces */
  --bg:          #FFFFFF;
  --bg-alt:      #F4F6FB;       /* sections alternées */
  --card:        #FFFFFF;
  --card-border: rgba(0,0,143,0.12);
  --card-shadow: 0 2px 16px rgba(0,0,143,0.07);
  --card-shadow-hover: 0 8px 28px rgba(0,0,143,0.14);

  /* Composants */
  --radius:      12px;
  --radius-sm:   8px;
  --radius-pill: 100px;
  --transition:  0.22s cubic-bezier(0.4,0,0.2,1);
  --font-title:  'Cormorant Garamond', Georgia, serif;
  --font-body:   'DM Sans', system-ui, sans-serif;

  /* Aliases rétrocompatibilité (anciens noms de variables dans les templates) */
  --gold:        var(--red);
  --gold-light:  #FF4A52;
  --gold-dim:    var(--red-dim);
  --navy:        var(--blue);
  --navy-light:  var(--blue-mid);
  --navy-mid:    #0000C5;
  --shadow-gold: 0 4px 20px rgba(0,0,143,0.2);
  --shadow:      0 6px 24px rgba(0,0,143,0.12);
}

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  font-family: var(--font-body);
  background: var(--bg);
  color: var(--text);
  font-size: 18px;
  line-height: 1.75;
  overflow-x: hidden;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button { cursor: pointer; font-family: inherit; border: none; }

/* ── TYPOGRAPHIE ──────────────────────────────────────────── */
h1, h2, h3 { font-family: var(--font-title); font-weight: 700; line-height: 1.15; color: var(--blue); }

h1 { font-size: clamp(2.2rem, 7vw, 3.8rem); }
h2 { font-size: clamp(1.75rem, 5vw, 2.6rem); }
h3 { font-size: clamp(1.1rem, 3vw, 1.4rem); }

.section-label {
  font-size: 0.75rem;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--red);
  font-weight: 700;
  margin-bottom: 0.6rem;
  display: block;
}

/* ── LAYOUT ───────────────────────────────────────────────── */
.container { width: 100%; max-width: 960px; margin: 0 auto; padding: 0 24px; }
section { position: relative; }
.section-pad { padding: 72px 0; }

/* ── ANIMATIONS ───────────────────────────────────────────── */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(24px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes shimmer {
  0%   { background-position: -200% center; }
  100% { background-position:  200% center; }
}
@keyframes pulse-ring {
  0%   { box-shadow: 0 0 0 0 rgba(255,23,33,0.4); }
  70%  { box-shadow: 0 0 0 10px rgba(255,23,33,0); }
  100% { box-shadow: 0 0 0 0 rgba(255,23,33,0); }
}
@keyframes float {
  0%, 100% { transform: translateY(0); }
  50%       { transform: translateY(-5px); }
}

.anim-1 { animation: fadeUp 0.6s 0.1s both; }
.anim-2 { animation: fadeUp 0.6s 0.22s both; }
.anim-3 { animation: fadeUp 0.6s 0.34s both; }
.anim-4 { animation: fadeUp 0.6s 0.46s both; }
.anim-5 { animation: fadeUp 0.6s 0.58s both; }
.anim-6 { animation: fadeUp 0.6s 0.70s both; }

/* ── NAVIGATION ───────────────────────────────────────────── */
.nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,0.96);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(0,0,143,0.1);
  padding: 12px 24px;
  box-shadow: 0 1px 8px rgba(0,0,143,0.06);
}
.nav-inner {
  max-width: 960px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}
.nav-brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--blue);
}
.nav-axa-badge {
  background: var(--blue);
  color: #fff;
  font-weight: 700;
  font-size: 0.72rem;
  padding: 3px 9px;
  border-radius: 4px;
  letter-spacing: 0.06em;
}
.nav-axa-logo {
  width: 36px;
  height: 36px;
  border-radius: 6px;
  display: block;
  flex-shrink: 0;
}
.nav-cta {
  background: var(--blue);
  color: #fff;
  font-weight: 700;
  font-size: 0.95rem;
  padding: 11px 22px;
  border-radius: var(--radius-pill);
  white-space: nowrap;
  transition: var(--transition);
  min-height: 46px;
  display: flex;
  align-items: center;
}
.nav-cta:hover { background: var(--blue-dark); transform: translateY(-1px); box-shadow: 0 4px 12px rgba(0,0,143,0.25); }

/* ── NAV LINKS ───────────────────────────────────────────── */
.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
  list-style: none;
  margin: 0;
  padding: 0;
}
.nav-link {
  display: block;
  padding: 8px 14px;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--text-muted);
  border-radius: 100px;
  transition: var(--transition);
  white-space: nowrap;
}
.nav-link:hover,
.nav-link.active { color: var(--blue); background: rgba(0,0,143,0.07); }

.nav-right {
  display: flex;
  align-items: center;
  gap: 8px;
}

/* Hamburger */
.nav-burger {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 40px;
  height: 40px;
  padding: 8px;
  background: none;
  border: 1.5px solid var(--card-border);
  border-radius: 10px;
  cursor: pointer;
  transition: var(--transition);
}
.nav-burger span {
  display: block;
  height: 2px;
  background: var(--blue);
  border-radius: 2px;
  transition: var(--transition);
}
.nav-burger:hover { background: rgba(0,0,143,0.07); }

/* Menu ouvert */
.nav-open .nav-links {
  display: flex;
  flex-direction: column;
  align-items: stretch;
  gap: 2px;
  position: absolute;
  top: 100%;
  left: 0;
  right: 0;
  background: rgba(255,255,255,0.98);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(0,0,143,0.1);
  padding: 12px 20px 16px;
  box-shadow: 0 8px 24px rgba(0,0,143,0.1);
  z-index: 99;
}
.nav-open .nav-link {
  font-size: 1rem;
  padding: 12px 16px;
  border-radius: var(--radius);
}

/* Croix quand ouvert */
.nav-open .nav-burger span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-open .nav-burger span:nth-child(2) { opacity: 0; }
.nav-open .nav-burger span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

@media (max-width: 720px) {
  .nav-links { display: none; }
  .nav-burger { display: flex; }
}

/* ── HERO ─────────────────────────────────────────────────── */
/* Le hero conserve le fond bleu AXA — seule section sombre */
.hero {
  padding: 64px 0 80px;
  background: var(--blue);
  overflow: hidden;
  position: relative;
}
.hero::before {
  content: '';
  position: absolute;
  top: -40%;
  right: -15%;
  width: 60vw;
  height: 60vw;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255,255,255,0.05) 0%, transparent 70%);
  pointer-events: none;
}
.hero::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: var(--red);
}
.hero-inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 24px;
  position: relative;
  z-index: 1;
}

/* Hero : override couleurs (fond bleu → texte blanc) */
.hero h1, .hero h2, .hero h3 { color: #fff; }

/* Avatar */
.avatar-wrap { position: relative; display: inline-block; }
.avatar {
  width: 120px;
  height: 120px;
  border-radius: 50%;
  border: 3px solid rgba(255,255,255,0.8);
  box-shadow: 0 0 0 6px rgba(255,255,255,0.12), 0 8px 32px rgba(0,0,0,0.3);
  background: var(--blue-mid);
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}
.avatar-img { width: 100%; height: 100%; object-fit: cover; border-radius: 50%; }
.avatar-initials { font-family: var(--font-title); font-size: 2.5rem; font-weight: 700; color: #fff; }

.badge-excellence {
  position: absolute;
  bottom: 4px;
  right: -6px;
  background: var(--red);
  color: #fff;
  font-size: 0.62rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  padding: 3px 8px;
  border-radius: var(--radius-pill);
  white-space: nowrap;
  box-shadow: 0 2px 8px rgba(0,0,0,0.25);
  animation: pulse-ring 2.5s infinite;
}

/* Textes hero */
.hero-name {
  font-family: var(--font-title);
  font-size: clamp(2.4rem, 8vw, 4rem);
  font-weight: 700;
  line-height: 1.05;
  letter-spacing: -0.01em;
  color: #fff;
}
.hero-name span { color: rgba(255,255,255,0.75); }
.hero-titre {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.75);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-weight: 600;
}
.hero-zone {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.88rem;
  color: rgba(255,255,255,0.9);
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.2);
  padding: 6px 16px;
  border-radius: var(--radius-pill);
  font-weight: 500;
}
.hero-slogan {
  font-family: var(--font-title);
  font-size: clamp(1.4rem, 4vw, 2rem);
  color: rgba(255,255,255,0.95);
  font-style: italic;
  font-weight: 400;
  max-width: 500px;
}
.hero-desc {
  color: rgba(255,255,255,0.80);
  max-width: 540px;
  font-size: 1.02rem;
  line-height: 1.8;
}

/* CTAs hero */
.hero-ctas {
  display: flex;
  flex-direction: column;
  gap: 12px;
  width: 100%;
  max-width: 400px;
}

/* Boutons génériques */
.btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 62px;
  border-radius: var(--radius-pill);
  font-size: 1.05rem;
  font-weight: 700;
  transition: var(--transition);
  padding: 0 30px;
  position: relative;
  overflow: hidden;
  letter-spacing: 0.01em;
}

/* Bouton primaire : blanc sur fond bleu (hero) → adapté via sections */
.btn-primary {
  background: #fff;
  color: var(--blue);
  box-shadow: 0 2px 12px rgba(0,0,0,0.15);
}
.btn-primary:hover { background: #f0f4ff; transform: translateY(-2px); box-shadow: 0 6px 20px rgba(0,0,0,0.2); }

/* Bouton WhatsApp */
.btn-whatsapp { background: #25D366; color: #fff; }
.btn-whatsapp:hover { background: #20bc5a; transform: translateY(-2px); box-shadow: 0 4px 16px rgba(37,211,102,0.35); }

/* Bouton secondaire (hero) */
.btn-secondary {
  background: transparent;
  color: #fff;
  border: 2px solid rgba(255,255,255,0.55);
}
.btn-secondary:hover { background: rgba(255,255,255,0.10); border-color: rgba(255,255,255,0.9); transform: translateY(-2px); }

/* Bouton primaire bleu — utilisé hors hero (sections blanches) */
.btn-blue {
  background: var(--blue);
  color: #fff;
}
.btn-blue:hover { background: var(--blue-dark); transform: translateY(-2px); box-shadow: 0 4px 16px rgba(0,0,143,0.3); }

/* Petit lien discret */
.btn-outline-small {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 8px 18px;
  border: 1px solid rgba(255,255,255,0.35);
  border-radius: var(--radius-pill);
  font-size: 0.83rem;
  color: rgba(255,255,255,0.75);
  transition: var(--transition);
}
.btn-outline-small:hover { border-color: rgba(255,255,255,0.8); color: #fff; }

/* Variante bleue du petit lien (sections blanches) */
.btn-outline-small-blue {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 8px 18px;
  border: 1px solid rgba(0,0,143,0.25);
  border-radius: var(--radius-pill);
  font-size: 0.83rem;
  color: var(--blue);
  transition: var(--transition);
}
.btn-outline-small-blue:hover { border-color: var(--blue); background: var(--blue-dim); }

/* ── TRUST BAR ────────────────────────────────────────────── */
.trust-bar {
  padding: 20px 0;
  background: var(--bg-alt);
  border-top: 1px solid rgba(0,0,143,0.08);
  border-bottom: 1px solid rgba(0,0,143,0.08);
}
.trust-bar-inner {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  justify-content: center;
  align-items: center;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.9rem;
  color: var(--text-muted);
  white-space: nowrap;
  font-weight: 500;
}
.trust-item .dot {
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--blue);
  flex-shrink: 0;
}

/* ── SECTION : JE ME DÉPLACE ──────────────────────────────── */
.section-deplace { background: var(--bg); }

.deplace-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
  align-items: center;
}
@media (min-width: 640px) { .deplace-grid { grid-template-columns: 1fr 1fr; } }

.deplace-map {
  background: var(--bg-alt);
  border: 1px solid var(--card-border);
  border-radius: var(--radius);
  padding: 32px 24px;
  text-align: center;
  box-shadow: var(--card-shadow);
}
.map-visual {
  position: relative;
  display: inline-block;
  margin: 0 auto 20px;
}
.map-svg {
  width: 180px;
  height: 200px;
  filter: drop-shadow(0 4px 12px rgba(0,0,143,0.12));
}
.map-pin {
  position: absolute;
  top: 38%; left: 48%;
  width: 26px; height: 26px;
  background: var(--red);
  border-radius: 50% 50% 50% 0;
  transform: rotate(-45deg) translate(-50%, -50%);
  box-shadow: 0 0 0 5px rgba(255,23,33,0.18);
  animation: float 3s ease-in-out infinite;
}
.map-pin::after {
  content: '';
  position: absolute;
  inset: 5px;
  background: #fff;
  border-radius: 50%;
}
.dep-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  justify-content: center;
  margin-top: 10px;
}
.dep-tag {
  background: var(--blue-dim);
  color: var(--blue);
  font-size: 0.78rem;
  font-weight: 600;
  padding: 4px 12px;
  border-radius: var(--radius-pill);
  border: 1px solid rgba(0,0,143,0.15);
}
.dep-tag.main { background: var(--blue); color: #fff; border-color: transparent; }

.deplace-text h2 { margin-bottom: 14px; }
.deplace-text p { color: var(--text-muted); margin-bottom: 12px; line-height: 1.75; }

.feature-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: 20px;
}
.feature-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 1rem;
  color: var(--text-muted);
}
.feature-list li::before {
  content: '✓';
  color: var(--blue);
  font-weight: 700;
  flex-shrink: 0;
  margin-top: 2px;
}

/* ── SECTION : PRODUITS ───────────────────────────────────── */
.section-produits { background: var(--bg-alt); }

.tabs {
  display: flex;
  gap: 4px;
  background: rgba(0,0,143,0.06);
  border: 1px solid var(--card-border);
  border-radius: var(--radius-pill);
  padding: 4px;
  width: fit-content;
  margin: 28px auto 40px;
}
.tab-btn {
  padding: 12px 28px;
  border-radius: var(--radius-pill);
  font-size: 1rem;
  font-weight: 700;
  color: var(--text-muted);
  background: transparent;
  transition: var(--transition);
  min-height: 50px;
}
.tab-btn.active { background: var(--blue); color: #fff; }
.tab-btn:not(.active):hover { color: var(--blue); background: var(--blue-dim); }

.tab-panel { display: none; }
.tab-panel.active { display: block; }

.produits-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
  gap: 16px;
}

.produit-card {
  background: var(--card);
  border: 1px solid var(--card-border);
  border-radius: var(--radius);
  padding: 24px;
  transition: var(--transition);
  display: flex;
  flex-direction: column;
  gap: 10px;
  box-shadow: var(--card-shadow);
}
.produit-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--card-shadow-hover);
  border-color: rgba(0,0,143,0.25);
}
.produit-icone { font-size: 1.8rem; line-height: 1; }
.produit-titre { font-family: var(--font-title); font-size: 1.15rem; font-weight: 700; }
.produit-desc { font-size: 0.95rem; color: var(--text-muted); line-height: 1.7; flex: 1; }
.produit-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--blue);
  font-size: 0.9rem;
  font-weight: 700;
  margin-top: 4px;
  transition: var(--transition);
}
.produit-link:hover { gap: 10px; }

/* ── SECTION : FORMULAIRE ─────────────────────────────────── */
.section-contact { background: var(--bg); }

.contact-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
}
@media (min-width: 700px) { .contact-grid { grid-template-columns: 1fr 1.2fr; align-items: start; } }

.contact-intro h2 { margin-bottom: 14px; }
.contact-intro p { color: var(--text-muted); line-height: 1.75; margin-bottom: 20px; }

.contact-direct { display: flex; flex-direction: column; gap: 10px; margin-top: 8px; }
.contact-direct a {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 0.95rem;
  color: var(--text-muted);
  transition: var(--transition);
}
.contact-direct a:hover { color: var(--blue); }
.contact-direct .icon {
  width: 40px; height: 40px;
  border-radius: 10px;
  background: var(--blue-dim);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  flex-shrink: 0;
}

/* Formulaire */
.form-card {
  background: var(--bg-alt);
  border: 1px solid var(--card-border);
  border-radius: var(--radius);
  padding: 32px 28px;
  box-shadow: var(--card-shadow);
}
.form-title { font-family: var(--font-title); font-size: 1.3rem; font-weight: 700; margin-bottom: 24px; color: var(--blue); }
.form-group { display: flex; flex-direction: column; gap: 6px; margin-bottom: 16px; }
.form-label { font-size: 0.92rem; color: var(--text); font-weight: 600; }
.form-input, .form-select {
  background: #fff;
  border: 1.5px solid rgba(0,0,143,0.2);
  border-radius: var(--radius-sm);
  color: var(--text);
  font-family: var(--font-body);
  font-size: 1rem;
  padding: 14px 16px;
  transition: var(--transition);
  min-height: 54px;
  width: 100%;
  appearance: none;
  -webkit-appearance: none;
}
.form-input:focus, .form-select:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(0,0,143,0.12);
}
.form-input::placeholder { color: #9aaabf; }
.form-select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%2300008F' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 16px center;
  padding-right: 44px;
  background-color: #fff;
}
.form-select option { background: #fff; color: var(--text); }

.form-moment { display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; }
.moment-btn {
  padding: 12px 6px;
  border-radius: var(--radius-sm);
  border: 1.5px solid rgba(0,0,143,0.18);
  background: #fff;
  color: var(--text-muted);
  font-size: 0.92rem;
  font-weight: 600;
  transition: var(--transition);
  min-height: 50px;
}
.moment-btn.selected, .moment-btn:hover {
  border-color: var(--blue);
  color: var(--blue);
  background: var(--blue-dim);
}
.form-submit { width: 100%; margin-top: 8px; }
.form-success {
  display: none;
  text-align: center;
  padding: 24px;
  color: var(--blue);
}
.form-success .check { font-size: 2.5rem; margin-bottom: 12px; display: block; }

/* ── SECTION : CONFIANCE ──────────────────────────────────── */
.section-confiance { background: var(--bg-alt); }

.stats-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
  margin-bottom: 40px;
}
@media (min-width: 480px) { .stats-grid { grid-template-columns: repeat(4, 1fr); } }

.stat-card {
  background: var(--card);
  border: 1px solid var(--card-border);
  border-radius: var(--radius);
  padding: 24px 16px;
  text-align: center;
  transition: var(--transition);
  box-shadow: var(--card-shadow);
}
.stat-card:hover { transform: translateY(-2px); box-shadow: var(--card-shadow-hover); border-color: rgba(0,0,143,0.22); }
.stat-value { font-family: var(--font-title); font-size: 2rem; font-weight: 700; color: var(--blue); line-height: 1.1; }
.stat-label { font-size: 0.88rem; color: var(--text-muted); margin-top: 4px; line-height: 1.3; font-weight: 500; }

.badges-row {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  align-items: stretch;
  margin-bottom: 32px;
}
.badge-card {
  display: flex;
  align-items: center;
  gap: 14px;
  background: var(--card);
  border: 1px solid var(--card-border);
  border-radius: var(--radius);
  padding: 18px 20px;
  flex: 1;
  min-width: 240px;
  transition: var(--transition);
  box-shadow: var(--card-shadow);
}
.badge-card:hover { border-color: rgba(0,0,143,0.25); box-shadow: var(--card-shadow-hover); }
.badge-card a { display: flex; align-items: center; gap: 14px; flex: 1; }
.badge-icon {
  width: 48px; height: 48px;
  border-radius: 12px;
  background: var(--blue-dim);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  flex-shrink: 0;
}
.badge-title { font-weight: 700; font-size: 1rem; margin-bottom: 2px; color: var(--text); }
.badge-subtitle { font-size: 0.85rem; color: var(--text-muted); }
.badge-arrow { margin-left: auto; color: var(--blue); font-size: 1.1rem; }

.reassurance-text {
  background: var(--blue-dim);
  border: 1px solid rgba(0,0,143,0.14);
  border-radius: var(--radius);
  padding: 28px 32px;
  font-size: 1rem;
  color: var(--text-muted);
  line-height: 1.85;
  font-style: italic;
  border-left: 4px solid var(--blue);
}
.reassurance-text strong { color: var(--blue); font-style: normal; }

/* ── SECTION HEADER ───────────────────────────────────────── */
.section-header { text-align: center; margin-bottom: 48px; }
.section-header h2 { margin-bottom: 12px; }
.section-header p { color: var(--text-muted); max-width: 520px; margin: 0 auto; line-height: 1.75; }

/* ── COOKIE BANNER ────────────────────────────────────────── */
#cookie-banner {
  position: fixed;
  bottom: 0; left: 0; right: 0;
  z-index: 200;
  background: #fff;
  border-top: 2px solid rgba(0,0,143,0.12);
  padding: 16px 24px;
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
  box-shadow: 0 -4px 20px rgba(0,0,143,0.08);
  font-size: 0.9rem;
  color: var(--text-muted);
}
#cookie-banner p { flex: 1; min-width: 200px; line-height: 1.55; }
#cookie-banner .btn-cookie {
  background: var(--blue);
  color: #fff;
  font-weight: 700;
  padding: 11px 26px;
  border-radius: var(--radius-pill);
  font-size: 0.95rem;
  white-space: nowrap;
  min-height: 46px;
  cursor: pointer;
  border: none;
  font-family: var(--font-body);
  transition: var(--transition);
}
#cookie-banner .btn-cookie:hover { background: var(--blue-dark); }

/* ── FOOTER ───────────────────────────────────────────────── */
.footer {
  background: var(--blue);
  border-top: 3px solid var(--red);
  padding: 52px 0 24px;
  font-size: 0.88rem;
  color: rgba(255,255,255,0.75);
}
.footer-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
  margin-bottom: 32px;
}
@media (min-width: 600px) { .footer-grid { grid-template-columns: 1.5fr 1fr 1fr; } }

.footer-brand { display: flex; align-items: center; gap: 10px; margin-bottom: 10px; }
.footer-brand .axa-badge-sm {
  background: #fff;
  color: var(--blue);
  font-weight: 700;
  font-size: 0.72rem;
  padding: 2px 8px;
  border-radius: 3px;
}
.footer-col h4 {
  font-family: var(--font-body);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.50);
  margin-bottom: 14px;
}
.footer-col a, .footer-col span {
  display: block;
  margin-bottom: 8px;
  transition: var(--transition);
  line-height: 1.5;
  color: rgba(255,255,255,0.75);
}
.footer-col a:hover { color: #fff; }
.footer-divider { border: none; border-top: 1px solid rgba(255,255,255,0.12); margin-bottom: 20px; }
.footer-legal {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.42);
  line-height: 1.75;
}
.footer-legal a { color: rgba(255,255,255,0.55); text-decoration: underline; text-underline-offset: 2px; }
.footer-legal a:hover { color: #fff; }
.footer-bottom {
  display: flex; flex-wrap: wrap; gap: 12px;
  align-items: center; justify-content: space-between;
  margin-top: 16px;
}
.footer-qr-link {
  display: inline-flex; align-items: center; gap: 6px;
  color: rgba(255,255,255,0.40);
  font-size: 0.78rem;
  transition: var(--transition);
}
.footer-qr-link:hover { color: rgba(255,255,255,0.8); }

/* ── SCROLLBAR ────────────────────────────────────────────── */
::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--bg-alt); }
::-webkit-scrollbar-thumb { background: rgba(0,0,143,0.25); border-radius: 3px; }
::-webkit-scrollbar-thumb:hover { background: rgba(0,0,143,0.5); }

/* ── RESPONSIVE ───────────────────────────────────────────── */
@media (max-width: 480px) {
  .nav-cta span { display: none; }
  .trust-bar-inner { gap: 12px; }
  .form-card { padding: 24px 18px; }
  .footer-grid { grid-template-columns: 1fr; }
}
@media (min-width: 640px) {
  .hero-ctas { flex-direction: row; flex-wrap: wrap; max-width: 560px; }
  .hero-ctas .btn { flex: 1; min-width: 160px; }
}

/* ── PRINT ────────────────────────────────────────────────── */
@media print {
  .nav, #cookie-banner, .hero-ctas, .tabs, .form-card, .footer { display: none; }
  body { background: white; color: black; }
}